21 April 2025

Let’s Talk Mortgage Pre-Approval Letters! Let’s be real – submitting an offer without a strong and well-documented Pre-Approval Letter is like trying to buy a house with Monopoly money. In today’s complex and fast-moving real estate market, it’s more important than ever for buyers to prove they’re serious and financially ready to buy. In the […]

Mortgage Market Update March 17, 2025

17 March 2025

Prior Week Mortgage Rate Markets Comparison: Over the past three weeks, we’ve traded mostly sideways (unchanged), which makes this the best rate run we’ve seen since October 2024 due to its longevity. Overall, data and events ended up cancelling each other out which is a good thing. We’re sitting in a much better position than […]

Mortgage Market Update February 26, 2025: Rates have moved lower… but do we have the economic data to trust the drop is here to stay?

27 February 2025

I’m going to keep this market update short and sweet as the story for March rates will be told by Friday’s upcoming January PCE Price Index report. However, as we’ve finally witnessed some mortgage rate drops in the past few weeks (I love it!), I wanted to push out a few helpful analytics heading into […]

Mortgage Market Update February 5, 2025: A Lot Going on at the Moment

05 February 2025

Whew, in the light of what has been an incredibly eventful start for markets in 2025, I’m going to choose my top three topics this week to break down into further detail. AI Helping Mortgage Rates: Investors Sought Safety in Bonds after Deepseek Surprise Does it seem to anyone else like this event took place […]

Hot Topic: Let’s Talk VA Loan Assumptions

28 January 2025

Hot Topic: Let’s Talk VA Assumptions For many military service members, veterans, and their families, a VA loan is a valuable benefit that makes homeownership more accessible. One unique feature to a VA loan is that in some instances, the loan can be assumed by another buyer, even if they are not eligible for VA […]